UNDERSTANDING UBER INJURY LAWSUITS AND LEGAL OPTIONS: WHAT YOU SHOULD KNOW

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

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Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.

In this article, typical Uber accident injuries, how to determine liability, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: Uber provides limited insurance coverage website when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.

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